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Ask BLS about the Commercial loan programs.
We have what you need.
More..
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Our professional consultants can help you find
a good Residential loan.
More...
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You may have some questions about your own case, so do not wait,
Visit us
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Once you select Bankers Lending Services to
obtain your home loan, you'll be amazed at how quickly and simply the loan
process moves. Before you know it, you'll have a mortgage that suits your
lifestyle and saves you money.
Throughout the loan-application process, we provide you with
regular updates. You can also send us e-mail with questions or new information.
And if you want assistance, a mortgage expert who can answer questions is just
a phone call away.
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Here's an overview of the loan-application process.
Note: The
below process assumes the borrower(s) will be approved for the loan.
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Step One
: Determine how much you can borrow
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Consult our loan officers to find out how much home you can buy, even
before you begin looking. Once you've answered a few simple questions, we'll
calculate your buying power, based on standard lender guidelines.
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Step Two
: Pre-Qualify and save money
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You'll need to supply some brief information about employment, assets, etc.
We'll contact you for authorization to obtain your credit report. Once we've
reviewed this information, we'll issue your Pre-Qualification Letter, which
gives you the clout of an "all-cash" buyer. As you begin looking for a home,
we'll begin looking for the best loan to meet your specific needs. Your Real
Estate Agent will use your Pre-Qualification Letter to negotiate the best deal
for you.
Important Note: Do
not allow anyone to obtain free credit reports for you. These reports will have
to be obtained later anyway, which may lower your "credit-risk score"! This
score is extremely important to your overall credit evaluation in the
underwriting process for your mortgage loan.
To learn more about Credit Risk
Scores,
click here
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Step Three
: Apply Now! Getting started is easy
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When you've selected a property and have a contract with the
Seller, the next step is to complete your loan application, which can be done
easily with us. Click on the Loans menu selection to learn more about available
loans and current rates. Then at the appropriate time we'll order a property
appraisal for you.
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Step Four
: Your Loan is Approved and Funded
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Once the escrow / title company is chosen to fund your loan, we will
coordinate to obtain all the closing requirements and you'll sign the
final papers.
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Simple, Straightforward, Cost
Effective, and FAST!
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